Long Take: The difference between Gen Z and Millennial online culture, resulting in DAOs, decentralization, and creative financial communities

Hi Fintech futurists --

This week, we cover the following:

• Thesis: Gen Z is becoming a cultural force, reshaping culture and online society. This is starting to echo in fintech startups and crypto protocols. We explore how financial communities are beginning to congeal into DAOs, their nature and structure, and potential longer terms outcomes. The analysis identifies the differences in Millennial and Gen Z approaches — however imperfectly — to explain the frontier of social tokens and why ShapeShift chose decentralization, while Revolut chose decacorn funding.

• Companies: Revolut, Ethereum, SoftBank, Tiger, Mirror.xyz, BanklessDAO, PleasrDAO, Not Boring, ShapeShift, Seed Club HQ

• Topics: Generational change, Gen Z, marketing, creator economy, identity economics, social tokens, DAOs, DeFi, community

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