Short Takes: Folly of innovation clowns; $270MM from Goldman for Brazilian credit; N26 offers insurance; Gemini $25B under custody and Galaxy+BitGo; DBS AI-powered financial advice

Hi Fintech Architects --

Welcome back to the subscribers-only letter! You are the best. Also, don’t lose your head.

Here are the top ones hitting our radar:

1. Challenger bank N26 to offer insurance products (link here)

2. Goldman Leads $270 Million Credit Line for Brazilian Fintech (link here)

3. Indian fintech Zeta might soon join growing list of unicorns when it finalizes potential $250M series D from Softbank Fund (link here)

4. Grab clambers aboard SPAC bandwagon with $34 billion deal (link here)

5. Coinbase trades up on Nasdaq, briefly tops $100 Billion in valuation (link here) and how Coinbase's corporate development team will help define the exchange's next chapter (link here)

6. Gemini Surpasses $25 Billion in Crypto Under Custody (link here) and Revenge Of The Winklevii (link here) and Mike Novogratz’s Galaxy Digital Said to Be in Talks to Buy Crypto Custodian BitGo (link here)

7. Ethereum’s Gitcoin raises $11.3 Million, spins out of ConsenSys (link here)

8. Citi, BoA build fixed income trading platform (lin…