Short takes: SocGen closes 600 branches, Neobank flurry (GoHenry $40M, Tink €85, Cleo $44M), DBS launches digital exchange, BitPay and Paxos look for bank charters, JD.com accepts Chinese DCEP

Hi Fintech Architects --

Welcome back to the subscribers-only letter! You are the best.

Here are the top updates hitting our radar:

1. GoHenry, a pre-paid card and finance app for 6-18 year olds, raises $40M (link here)

2. Robinhood Is Losing Thousands of Traders to a China-Owned Rival (link here)

3. PayPal-backed fintech start-up Tink valued at more than $800 millio…