Robocop vs. Terminator in Fintech; Comparing…

Hi Fintech futurists -- In the long take this week, I look at the difference between the digitization of existing models and emergence of digital-first models through the lens of consumer preferences. I was surprised to see just how popular the mobile channel has become for dealing with financial services products (40% of survey respondents prefer it), and that DeFi lending is outperforming Digital Lending in issuances on a normalized time scale. It's a good time to be re-inventing the industry!

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