Archive - Fintech Blueprint 🤖🏦🧭

Analysis: Coinbase and Ramp restructure as AI-Native Financial Companies

Coinbase now experiments with one-person product teams while Ramp says 99.5% of employees use AI daily

May 7 • Lex Sokolin

AI: Finance adopts AI at 2x the Pace of Its Regulators

4 in 5 Firms Deploy It. Half of Regulators Don't Track It.

May 5 • Luke Spill

April 2026

Analysis: The Machines are working, while their Banks are getting robbed

AI capital is being mobilized at nation-state scale. DeFi capital is being drained at nation-state scale. The two stories are the same story.

Apr 29 • Lex Sokolin

The Fintech Unicorn Playbook: the roadmap I wish I'd had

Reading another founder interview won't get you to a unicorn

Apr 28 • Lex Sokolin

Podcast: Inside Mercury's $650M Revenue Machine, with CEO Immad Akhund

Embedded finance, the Synapse collapse, and building the financial operating system for startups

Apr 27 • Matt Low

44:40

Report: Open banking, Mastercard, and the road from passwords to trust

Credential sharing, regulated APIs, and what comes next

Apr 23 • Lex Sokolin

DeFi: Banks want your Crypto, Blockchains want the S&P 500

Morgan Stanley launches the cheapest Bitcoin ETF. Schwab builds a crypto desk.

Apr 20 • Laurence Smith

Analysis: From Boom to Bust in the $30B DAT Trade

With $14.46B in unrealized losses and multiple firms down 80 percent plus, the DAT sector faces its first real downturn.

Apr 17 • Lex Sokolin

Fintech: Why Iran demands crypto for ships crossing the Strait of Hormuz

Rising demand for a global neutral settlement layer

Apr 14 • Michiel Milanovic

Analysis: Why Agentic Finance is not the Metaverse all over again

Meta shut down metaverse Horizon efforts after $84B in losses, while agentic systems plug into $10B monthly spend and $1.9T of commerce

Apr 9 • Matt Low

AI: The End of the Inertia Premium

How AI agents are about to abolish the hidden subsidy behind global banking

Apr 6 • Luke Spill

March 2026

Podcast: How Polygon Became the Payments Chain Moving $2.3T in Stablecoins, with CEO Marc Boiron

Enterprise trust, the end of generalist chains, and Polygon's all-in payments pivot

Mar 30 • Matt Low

49:46

#nojs-banner { position: fixed; bottom: 0; left: 0; padding: 16px 16px 16px 32px; width: 100%; box-sizing: border-box; background: red; color: white; font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol"; font-size: 13px; line-height: 13px; } #nojs-banner a { color: inherit; text-decoration: underline; } This site requires JavaScript to run correctly. Please turn on JavaScript or unblock scripts