Fintech Blueprint 🤖🏦🧭

Fintech Blueprint 🤖🏦🧭

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Building Company Playbook #9: Integrating AI Labor into your Fintech/DeFi business
The top 3 things Fintech and DeFi founders should do to level up their business
 • Lex Sokolin
Fintech: Why Stash and Step Chose Strategic Buyers Over IPOs
MrBeast’s 460MM subscribers turn Step into a distribution-driven fintech bet.
 • Laurence Smith
Analysis: Can Zero Human Companies Escape Economic Gravity
From a vending machine that lost $200 to agents earning $1M in fees, autonomous commerce is here.
 • Lex Sokolin
Fintech: Why Capital One Chose Brex in a $5B Deal
Behind the largest fintech-bank deal in history
 • Michiel Milanovic
Analysis: 1.6 Million Lobster AIs Are Talking, Trading, and Paying
Shell Companies Lobsters and the Rise of AI Agents
 • Lex Sokolin
44:24
Podcast: The Quiet Fintech Behind $85 Billion in Transactions, with Payoneer CEO John Caplan
With 2 million users in 190 countries, Payoneer is quietly replacing global banks.
 • Matt Low
Report: Is Fintech or DeFi a better financial system?
Does crypto or fintech win? We compare Revenue, Volume, Users, and Take Rates of Fintech and Onchain Protocols
 • Lex Sokolin, Mario Stefanidis, and Jon Ma
AI: PayPal’s $200M Wake-Up Call in AI Commerce
Stripe and PayPal race to Power AI Transactions
 • Luke Spill
Analysis: A $4.4B Bank for the New Military–Tech Stack
Erebor secured OCC and FDIC approvals in just 9 months, without a public product
 • Lex Sokolin
DeFi: Polygon’s $250MM play for the Stablecoin Rails, competing with Stripe
The chain acquires smart wallets and licensed onramps
 • Laurence Smith
Analysis: Google, Shopify, and the Infrastructure Layer for AI Shopping
Exponential growth and power laws explain why Big Tech keeps winning
 • Lex Sokolin
Fintech: Why Fintechs are Racing for Bank Charters again
A coming of age moment for fintech
 • Michiel Milanovic
Fintech Blueprint 🤖🏦🧭
Fintech Blueprint 🤖🏦🧭
Become a world-class financial services investor and operator, leveraging our deep research on Fintech, DeFi, and AI to improve your strategy and achieve success.
Podcasts
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Fintech Blueprint 🤖🏦🧭
Podcast: Building the $3B Ethereum Treasury Company, with SharpLink CEO Joseph Chalom

Company Financials

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Fintech: Why Capital One Chose Brex in a $5B Deal
Behind the largest fintech-bank deal in history
 • Michiel Milanovic
Report: Is Fintech or DeFi a better financial system?
Does crypto or fintech win? We compare Revenue, Volume, Users, and Take Rates of Fintech and Onchain Protocols
 • Lex Sokolin, Mario Stefanidis, and Jon Ma
Analysis: Schwab buys private shares broker Forge for $660MM, down from $2B SPAC price
SPVs Multiply as Pre-IPO Valuations Race Beyond $100B
 • Lex Sokolin
Fintech: Figure's $8B IPO rewiring HELOCs and prime brokerage
From HELOCs to the $2T consumer lending market
 • Michiel Milanovic
Analysis: The Economics of a Digital Asset Treasury
Is there a difference between DATs, ETFs, SPACs, and the underlying assets?
 • Lex Sokolin
Analysis: Hyperliquid prints $550MM revenue and $40B valuation with no VCs
With $300B in monthly volume, this small team may have created the next Binance onchain.
 • Lex Sokolin
Fintech: Chime IPO Primer - Can it hit $15B?
Winning the primary bank customer is not enough
 • Michiel Milanovic
Fintech: Can Revolut beat Robinhood in the US and Nubank in LATAM?
The trade-off between product expansion and overseas growth
 • Michiel Milanovic
Analysis: Our eToro IPO Primer, a global neobroker with $300MM in profit
With $300M in EBITDA, eToro’s IPO may rival Webull, Robinhood, and Coinbase.
 • Lex Sokolin
Analysis: Our Circle IPO Primer, $1.6B revenue reaching for $10B valuation
Interest rates all the way down
 • Lex Sokolin
Fintech: Klarna IPO Primer; will it reach $30B?
Benchmarking the category-defining Swedish BNPL against Affirm
 • Michiel Milanovic
AI: Is CoreWeave’s $35B IPO an AI Hyperscaler or a GPU Debt Trap?
CoreWeave is set to be the most anticipated tech IPO of the last few years as investors prepare for the first pure play AI IPO opportunity available to…
 • Luke Spill

Research

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Robotics 101: Understanding the Robotics economy and its financial applications
How Web3 could power autonomous labor
 • 0xjacobzhao and Lex Sokolin
Research: Plaid's 2025 Fintech Consumer Report
Consumers now expect their apps to be smarter and more connected
 • Lex Sokolin
Fintech 101: The Tokenization of Real World Financial Assets
How asset management is moving onchain at scale
 • Will Beeson
AgentFi 101: The Definitive Guide to Decentralized Financial Agents
Lending, Farming, Arbitrage AgentFi’s First Real Use Cases
 • 0xjacobzhao and Lex Sokolin
Fintech 101: Money Movement reimagined with Stablecoins
How stablecoins are rebuilding global finance and commerce
 • Lex Sokolin and Marc Baumann
AI 101: How financial companies can build AI Agents
60% of Finance already is subscribed to AI services according to Ramp
 • Luke Spill
Research: The 2025 Practitioner’s Guide to Stablecoins
Stablecoins have quietly become the most used product in crypto for their practical utility
 • Will Beeson
Investing 101: DeFi Fixed Income Yields
Three Low-Risk DeFi Strategies Yielding Above Fed Rates
 • Lex Sokolin
Fintech 101: Neobanks
Introduction to core sectors
 • Lex Sokolin
Research: Decentralized AI Overview (2024)
Performance, Investments, and Decentralized Growth
 • Lex Sokolin
Greatest Hits Report: DAOs
Hi Fintech Architects —
 • Laurence Smith
Greatest Hits: Stablecoins & CBDCs
Hi Fintech Architects —
 • Lex Sokolin
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